The differences when applying for a mortgage for non-residents are not limited to who can do it or the conditions under which they access it, but also relate to the documentation they must provide to obtain the money.
In general terms, they must present the following documentation:
Additionally, all documents must be in Spanish, and the translation is the responsibility of the client.
At Wypo we help simplify all these processes and provide you with what you need to streamline paperwork to the fullest (translations of documentation, obtaining the Simple Note, property appraisal, etc.)
For an individual to be considered a resident in Spanish territory for tax purposes, they must meet at least one of these conditions:
Wypo is the digital platform that allows you to simulate your mortgage in Spain for free and without registration, obtaining personalized information about your financing possibilities and expenses (Spanish taxes and fees, Notary…). Additionally, you will receive a free formal pre-approval and can progress in the process with all the services you need until the Notary’s signature. In this way, you will get the best mortgage for your home in Spain.