Non-resident mortgage
- Free formal pre-approval of your mortgage.
- We connect you with Spanish banks.
- 360º accompaniment in all the administrative parts of the process (NIE, banks, appraisal, notary...).
Shall we call you?
My area
Control everything from My Pocket, your Wypo client area.
Enter as a guest
Shall we call you?
My area
Control everything from My Pocket, your Wypo client area.
Enter as a guest
Types of mortgages
Elegir entre una hipoteca fija, variable o mixta es una decisión importantísima, y más con las actuales subidas del Euríbor. Con nuestro simulador encontrarás la que mejor se adapta a ti, pero aquí te dejamos las principales características de cada tipo de hipoteca.
FIXED TYPE
Looking for absolute peace of mind?You are assured of paying the same installment for life, without depending on market movements.
- Always the same interest
- Pagarás siempre la misma cuota, por lo que no te afectarán las variaciones del Euríbor
- No interest rate review
- Drawback:You end up paying more interest
MIXED TYPE
Balance between safety and savingsFewer years of exposure to market movements and a somewhat tighter interest rate on the fixed portion.
- Fixed interest for the first years, and variable interest for the rest of the years.
- Pagarás una cuota mensual durante el periodo fijo y el resto, una cuota que variará con el Euríbor
- Revision in the variable part on a semi-annual or annual basis
- Disadvantage:High fee at start and loss of savings the rest of the years.
VARIABLE TYPE
Things changeIn the short term it is usually cheaper, but you assume possible quota increases, depending on the variation of the Euribor.
- Interest = Euribor + spread
- Tu cuota mensual se recalculará con la revisión periódica de tu hipoteca y variará con el Euríbor
- Semiannual or annual review
- Inconvenience: Uncertainty in the face of market variations.
